Denver Health Medical Plan Health Insurance in Broomfield County, Colorado
- Denver Health Medical Plan is one of 6 carriers offering marketplace plans in Broomfield County's Rating Area 1 for 2026.
- Broomfield County residents can access subsidies to lower monthly premiums through Connect for Health Colorado based on income up to 400% FPL.
- Colorado offers a full range of plan types, including HMO, EPO, and PPO plans, available on-exchange in Broomfield County.
- Medicaid, known as Health First Colorado, covers adults with income up to 138% of the Federal Poverty Level.
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What Denver Health Medical Plan Options Are Available in Broomfield County?
Denver Health Medical Plan is a confirmed carrier participating in Colorado's health insurance marketplace, Connect for Health Colorado, for residents of Broomfield County. As part of Rating Area 1, which covers Adams, Arapahoe, Broomfield, Denver, Douglas, and Jefferson counties, Denver Health Medical Plan offers various plan types designed to meet different healthcare needs. These typically include Health Maintenance Organization (HMO) plans, which focus on coordinated care through a primary care provider, and Preferred Provider Organization (PPO) plans, which offer more flexibility in choosing providers without a referral. Colorado is unique in that PPO plans ARE available on-exchange, providing more choice for marketplace shoppers. When selecting a Denver Health Medical Plan, consider factors such as the premium, deductible, copayments, and out-of-pocket maximums. Bronze plans generally have lower premiums but higher out-of-pocket costs, while Gold plans have higher premiums but lower out-of-pocket expenses. Silver plans offer a balance and may come with additional cost-sharing reductions for those who qualify.Understanding Health Insurance Subsidies in Broomfield County
Many Broomfield County residents qualify for financial assistance to make health insurance more affordable. These subsidies, known as Advance Premium Tax Credits (APTCs) and Cost-Sharing Reductions (CSRs), are available through Connect for Health Colorado.| Federal Poverty Level (FPL) | Assistance Type | Benefit for Broomfield County Residents |
|---|---|---|
| Up to 138% FPL | Health First Colorado (Medicaid) | Comprehensive, low-to-no-cost health coverage for eligible adults. |
| 100% - 400% FPL | Advance Premium Tax Credits (APTCs) | Lowers monthly premium payments for marketplace plans, including those from Denver Health Medical Plan. |
| Up to 250% FPL | Cost-Sharing Reductions (CSRs) | Available on Silver plans, reduces deductibles, copayments, and out-of-pocket maximums. |
| Up to 260% FPL (Children) | Child Health Plan Plus (CHP+) | Low-cost health and dental coverage for children and pregnant women up to 195% FPL. |
Health Insurance Carriers in Broomfield County
In 2026, 6 carriers offer marketplace plans in Rating Area 1, which serves Broomfield County. This allows residents to compare a range of options beyond just Denver Health Medical Plan. The confirmed carriers for Broomfield County's Rating Area 1 include:- Cigna
- Denver Health Medical Plan
- HMO Colorado
- Kaiser Permanente
- Select Health
- United Healthcare
Local Healthcare Providers and Hospitals in Broomfield County
Access to local healthcare providers is a crucial aspect of choosing a health insurance plan. Broomfield County is served by Centura Health-st Anthony North Health Campus, an acute care hospital located in Westminster. When considering a Denver Health Medical Plan, or any other carrier, it is important to verify that your preferred doctors, specialists, and facilities, including Centura Health-st Anthony North Health Campus, are included in the plan's network. This ensures you can continue to receive care from trusted providers without unexpected out-of-network costs. Broomfield County, part of Colorado Rating Area 1, serves a population of 76,304 and has one acute care hospital, Centura Health-st Anthony North Health Campus. This healthcare infrastructure supports residents, alongside the six confirmed carriers in the rating area, ensuring access to essential medical services. Per U.S. Census Bureau ACS 2024 5-year estimates, the median age in Broomfield County is 38.6 years.How to Enroll in a Denver Health Medical Plan in Broomfield County
Enrolling in a Denver Health Medical Plan, or any other marketplace plan, is done through Connect for Health Colorado. The annual Open Enrollment Period is the primary time to apply, typically from November 1st to January 15th for coverage starting the following year. However, you may qualify for a Special Enrollment Period (SEP) if you experience a qualifying life event, such as:- Losing existing health coverage
- Getting married or divorced
- Having a baby or adopting a child
- Moving to a new area that affects your current coverage
- Changes in income that affect subsidy eligibility
Frequently Asked Questions
Can I get a Denver Health Medical Plan health insurance policy in Broomfield County?
Yes, Denver Health Medical Plan is one of 6 carriers offering marketplace health insurance plans in Rating Area 1, which includes Broomfield County, for the 2026 plan year. You can compare their plans with others through Connect for Health Colorado.
What types of plans does Denver Health Medical Plan offer in Broomfield County?
Denver Health Medical Plan typically offers HMO and PPO plans on Connect for Health Colorado. Colorado is an expanded Medicaid state, and PPO plans are available on-exchange, giving Broomfield County residents a variety of options.
How do I apply for a Denver Health Medical Plan policy in Broomfield County?
You can apply for a Denver Health Medical Plan policy through Connect for Health Colorado, the state's official health insurance marketplace. Eligibility for subsidies and plan options depend on your household income and family size. A licensed agent can assist you with enrollment.
Is Medicaid available for Broomfield County residents?
Yes, Colorado expanded Medicaid (known as Health First Colorado) in 2014. Adults with income up to 138% of the Federal Poverty Level may qualify for comprehensive, low-to-no-cost health coverage. Pregnant women up to 195% FPL and children up to 260% FPL may qualify for Child Health Plan Plus (CHP+).