Updated July 2026 · ColoradoPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Kaiser Permanente Health Insurance in Broomfield, Colorado

Kaiser Permanente is one of 6 carriers offering plans in Broomfield's Rating Area 1 for 2026.
Broomfield residents can enroll in Kaiser Permanente plans through Connect for Health Colorado, the state's official marketplace.
Financial assistance (subsidies) is available for eligible individuals and families purchasing Kaiser Permanente plans on-exchange.
Colorado expanded Medicaid (Health First Colorado) in 2014, covering adults up to 138% of the Federal Poverty Level.

Navigating health insurance options in Broomfield, Colorado, particularly when considering a specific carrier like Kaiser Permanente, involves understanding local availability, plan types, and eligibility for financial assistance. As a major provider, Kaiser Permanente offers health plans to residents of Broomfield through Connect for Health Colorado, the state's health insurance marketplace. These plans typically operate under an HMO model, emphasizing integrated care within Kaiser Permanente's network of doctors and facilities. Eligibility for subsidies, such as Advanced Premium Tax Credits (APTCs) and Cost-Sharing Reductions (CSRs), can significantly lower the cost of coverage for many Broomfield households, making health insurance more accessible.

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What Kaiser Permanente Plans Are Available in Broomfield?

In 2026, Kaiser Permanente is one of 6 carriers offering individual and family health insurance plans in Broomfield, Colorado. These plans are available through Connect for Health Colorado, the state-based marketplace where eligible individuals can also apply for financial assistance. Kaiser Permanente is well-known for its integrated healthcare model, where the insurance provider and healthcare provider are part of the same organization. This typically means that members receive care from Kaiser Permanente doctors and facilities. For Broomfield residents, Kaiser Permanente primarily offers Health Maintenance Organization (HMO) plans. With an HMO plan, you typically choose a primary care physician (PCP) within the Kaiser Permanente network who coordinates your care and provides referrals to specialists. Colorado's marketplace offers a variety of plan types, including HMO, EPO (Exclusive Provider Organization), and PPO (Preferred Provider Organization) plans. While PPOs are available on-exchange from other carriers in Colorado, Kaiser Permanente's offerings in Rating Area 1 (which includes Broomfield) will primarily be HMOs.

Understanding Your Eligibility for Subsidies

Many Broomfield residents qualify for financial assistance to help pay for their health insurance premiums and out-of-pocket costs when enrolling through Connect for Health Colorado. These subsidies include:

Advanced Premium Tax Credits (APTCs): These tax credits lower your monthly premium payments directly. Eligibility is based on your household income and size, and they are available to individuals and families earning above 138% of the Federal Poverty Level (FPL) up to 400% FPL, and even higher with current legislation.
Cost-Sharing Reductions (CSRs): These subsidies reduce the amount you pay for deductibles, copayments, and coinsurance. CSRs are only available with Silver-tier plans and are specifically for individuals and families with incomes up to 250% FPL.

For example, a single individual in Broomfield earning an annual income between approximately $21,000 and $60,000 in 2026 would likely qualify for significant premium tax credits. A family of four with an income between approximately $43,000 and $120,000 could also receive substantial assistance. It is essential to apply through Connect for Health Colorado to determine your exact eligibility and subsidy amounts.

Health First Colorado (Colorado Medicaid) in Broomfield

Colorado expanded its Medicaid program, known as Health First Colorado, in 2014. This means that adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for comprehensive health coverage at little to no cost. For a single individual, this threshold is approximately $20,000 per year, and for a family of four, it's around $41,000 per year (figures are approximate and subject to annual FPL updates). Unlike states without Medicaid expansion, Colorado does not have a "coverage gap" for low-income adults. Additionally, Colorado offers the Child Health Plan Plus (CHP+), which extends coverage to pregnant women with incomes up to 195% FPL and children in households up to 260% FPL. Pregnant women at or below 138% FPL would first qualify for Health First Colorado. Applications for both Health First Colorado and CHP+ can be submitted through Colorado PEAK (colorado.gov/PEAK).

Broomfield Healthcare Landscape and Kaiser Permanente

Broomfield, Colorado, with a population of 76,304 and an uninsured rate of 4.4% per U.S. Census Bureau ACS 2024 5-year estimates, is part of Colorado Rating Area 1. This rating area also covers Adams, Arapahoe, Denver, Douglas, and Jefferson counties. Kaiser Permanente's integrated model means members access care through their network of facilities and providers, which are typically well-established across the broader Denver metropolitan area. While Broomfield County has one acute care hospital, Centura Health-st Anthony North Health Campus, residents with Kaiser Permanente plans would typically utilize Kaiser's own medical centers and contracted hospitals within their network. It is important for potential enrollees to verify the specific locations of Kaiser Permanente facilities and primary care providers accessible from Broomfield.

Health Insurance Carriers in Broomfield

For 2026, Broomfield residents have a choice of 6 health insurance carriers offering plans on Connect for Health Colorado in Rating Area 1. These carriers provide a range of plan types, including HMO, EPO, and PPO options. While this article focuses on Kaiser Permanente, it is beneficial to be aware of all available choices to find the plan that best fits your healthcare needs and budget. The confirmed carriers for Broomfield's Rating Area 1 in 2026 are:

Cigna
Denver Health Medical Plan
HMO Colorado
Kaiser Permanente
Select Health
United Healthcare

Each of these carriers offers different networks, plan structures, and price points. Comparing options on Connect for Health Colorado is crucial, especially when considering factors like provider networks, prescription drug coverage, and overall out-of-pocket costs.

Making Your Health Plan Decision in Broomfield

Choosing the right health insurance plan in Broomfield, especially with a carrier like Kaiser Permanente, involves several key considerations:

Your Income: If your income is below 138% FPL, you likely qualify for Health First Colorado. If it's between 138% and 400% FPL (or higher), you'll qualify for premium tax credits on Connect for Health Colorado.
Provider Preference: If you prefer Kaiser Permanente's integrated care model and their network of doctors and facilities, their HMO plans may be a good fit. If you need broader network access or specific out-of-network benefits, other carriers offering EPO or PPO plans might be more suitable.
Health Needs: Consider your expected healthcare usage. If you anticipate frequent doctor visits or have chronic conditions, a plan with lower deductibles and copayments (like a Gold or Silver plan with CSRs) could save you money in the long run.
Budget: Balance monthly premiums with potential out-of-pocket costs. Bronze plans have lower premiums but higher deductibles, while Platinum plans have higher premiums but lower out-of-pocket maximums.

A licensed health insurance producer can provide personalized guidance, helping you compare Kaiser Permanente's offerings with other carriers, calculate your potential subsidies, and navigate the enrollment process on Connect for Health Colorado, all at no cost to you.

Frequently Asked Questions

Is Kaiser Permanente available on Connect for Health Colorado?

Yes, Kaiser Permanente offers individual and family health insurance plans on Connect for Health Colorado, the state's official health insurance marketplace. As of 2026, Kaiser Permanente is one of 6 carriers providing options in Rating Area 1, which includes Broomfield and surrounding counties.

What types of plans does Kaiser Permanente offer in Broomfield?

Kaiser Permanente typically offers HMO (Health Maintenance Organization) plans in Broomfield, which require you to choose a primary care physician within their network and get referrals for specialists. Colorado's marketplace also offers EPO and PPO plans from other carriers, but Kaiser Permanente is known for its integrated HMO model.

Can I get financial assistance for Kaiser Permanente plans in Broomfield?

Yes, if you purchase a Kaiser Permanente plan through Connect for Health Colorado, you may be eligible for Advanced Premium Tax Credits (APTCs) and Cost-Sharing Reductions (CSRs) based on your household income and size. These subsidies can significantly lower your monthly premiums and out-of-pocket costs, making coverage more affordable.

Where can I find Kaiser Permanente doctors and hospitals in Broomfield?

Kaiser Permanente operates its own network of medical centers and affiliated providers. For residents of Broomfield, this would include facilities within their integrated system in the wider Denver metro area. It's important to verify specific clinic locations and providers through Kaiser Permanente's official website or by contacting their member services.