Select Health Insurance Plans in Burlington, Colorado
- Select Health is one of six carriers offering plans on Connect for Health Colorado in Burlington's Rating Area 9 for 2026.
- Burlington residents may choose from HMO, EPO, and PPO plan types through the state marketplace.
- Medicaid (Health First Colorado) is available for adults with incomes up to 138% of the Federal Poverty Level.
- The median household income in Burlington is $74,308, per U.S. Census Bureau ACS 2024 5-year estimates.
For residents of Burlington, Colorado, securing health insurance through Select Health means accessing coverage through Connect for Health Colorado, the state's official health insurance marketplace. Select Health is one of six carriers providing plans in Rating Area 9, which includes Burlington. These plans offer a range of options, including Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) structures, allowing you to choose based on your preferred provider network and cost-sharing preferences. Financial assistance, such as Advance Premium Tax Credits, can significantly lower your monthly premiums if your income qualifies.
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Select Health Coverage Options in Burlington
As a marketplace carrier in Colorado, Select Health offers a variety of plans designed to meet different needs and budgets. When you shop for Select Health plans on Connect for Health Colorado, you'll find options categorized into metal tiers: Bronze, Silver, Gold, and Platinum. Each tier indicates the level of cost-sharing, with Bronze plans typically having lower premiums and higher out-of-pocket costs, and Gold or Platinum plans offering higher premiums for lower out-of-pocket expenses when you receive care. All plans cover Essential Health Benefits, including doctor visits, hospital care, prescription drugs, mental health services, and maternity care.
Burlington is part of Colorado Rating Area 9, which covers Alamosa, Baca, Bent, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Elbert, Fremont, Gilpin, Huerfano, Kiowa, Kit Carson, Lake, Las Animas, Lincoln, Logan, Morgan, Otero, Park, Phillips, Prowers, Pueblo, Sedgwick, Washington, Yuma counties. This broad geographic area means that plans from Select Health are structured to serve a diverse set of communities within this region.
Understanding Financial Assistance and Medicaid in Colorado
Many Burlington residents may be eligible for financial assistance to make their Select Health plan more affordable. Advance Premium Tax Credits (APTCs) can be applied directly to your monthly premiums, reducing your out-of-pocket cost. Eligibility for these subsidies depends on your household income relative to the Federal Poverty Level (FPL). For those with incomes up to 250% FPL, Cost-Sharing Reductions (CSRs) are also available on Silver plans, which lower your deductibles, copayments, and out-of-pocket maximums.
Colorado expanded its Medicaid program, Health First Colorado, in 2014. This means that adults with household incomes up to 138% of the Federal Poverty Level may qualify for comprehensive, low-cost or no-cost health coverage. For pregnant women, Health First Colorado and Child Health Plan Plus (CHP+) offer coverage up to 195% FPL, providing extensive prenatal, delivery, and postpartum care. Children in households up to 260% FPL may qualify for CHP+. You can apply for these programs through Colorado PEAK at colorado.gov/PEAK.
Health Insurance Carriers in Burlington
In 2026, 6 carriers offer marketplace plans in Rating Area 9, which includes Burlington. When shopping on Connect for Health Colorado, you can compare plans from the following confirmed local carriers:
- Cigna
- Denver Health Medical Plan
- HMO Colorado
- Kaiser Permanente
- Select Health
- United Healthcare
Each of these carriers offers a range of plan types and metal tiers. It is recommended to compare their offerings based on premiums, deductibles, copayments, out-of-pocket maximums, and their provider networks to find the plan that best suits your healthcare needs and budget.
Navigating Healthcare in Burlington and Kit Carson County
Burlington, with a population of 3,152, is the largest community in Kit Carson County. The county itself has a population of 7,023, per U.S. Census Bureau ACS 2024 5-year estimates. While the median household income in Burlington is $74,308, and the uninsured rate is 12.3%, residents of Kit Carson County face a unique challenge regarding healthcare access: there are no acute care hospitals within the county boundaries. This means residents needing acute medical care typically travel to neighboring counties for hospital services. When choosing a Select Health plan, or any other carrier, it is important to verify that your preferred doctors and any necessary out-of-county facilities are included in the plan's network.
Making Your Health Plan Decision in Burlington
Choosing the right Select Health plan, or any health insurance plan, in Burlington involves several considerations:
- Your Income: Your household income will determine your eligibility for subsidies (APTCs and CSRs) on Connect for Health Colorado, or for Health First Colorado (Medicaid).
- Healthcare Needs: Consider how often you expect to use medical services. If you anticipate frequent doctor visits or have ongoing prescriptions, a Gold or Silver plan with lower out-of-pocket costs after the premium may be more cost-effective. If you're generally healthy, a Bronze plan might offer lower premiums but higher costs when you do need care.
- Preferred Providers: Check if your current doctors, specialists, and any necessary out-of-county hospitals are in the network of the Select Health plan you are considering. HMOs and EPOs have more restricted networks than PPOs.
- Budget: Balance monthly premiums with potential out-of-pocket costs like deductibles and copayments.
A licensed health insurance producer can provide personalized guidance, helping you compare Select Health plans with others available in Rating Area 9 and ensure you maximize any financial assistance you qualify for. Their services are typically free to you.