Select Health Insurance Plans in Englewood, Colorado

Updated July 2026 · ColoradoPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health is one of 6 carriers offering marketplace plans in Englewood, Colorado's Rating Area 1 for 2026.
Colorado residents can choose from HMO, EPO, and PPO plans on Connect for Health Colorado.
Englewood's uninsured rate is 8.4%, slightly lower than Arapahoe County's 9.3% (U.S. Census Bureau ACS 2024).
Individuals and families up to 400% FPL may qualify for subsidies to reduce Select Health plan costs.
Colorado expanded Medicaid (Health First Colorado) in 2014, covering adults up to 138% FPL.

If you're looking for health insurance options in Englewood, Colorado, Select Health is one of the carriers providing coverage through Connect for Health Colorado, the state's official health insurance marketplace. As an Englewood resident, you have access to a variety of plans from multiple insurers in Rating Area 1. Understanding your options, eligibility for financial assistance, and the enrollment process is key to finding the right coverage for your needs. This guide will help you navigate Select Health plans and other choices available in your community.

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What Health Insurance Plans Are Available in Englewood, Colorado?

Englewood residents have several health insurance options, primarily through Connect for Health Colorado. For the 2026 plan year, 6 carriers offer marketplace plans in Rating Area 1, which covers Adams, Arapahoe, Broomfield, Denver, Douglas, and Jefferson counties. This multi-county rating area ensures a competitive market with a range of choices. In Colorado, the marketplace offers Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plans. This means you have flexibility in choosing a plan structure that aligns with your preference for network access and referral requirements. PPO plans, which offer more flexibility to see out-of-network providers (albeit at a higher cost), are available on-exchange in Colorado, unlike some other states. When considering a Select Health plan, it is important to compare its specific benefits, deductibles, copayments, and network of doctors and hospitals against other available carriers. Plans are categorized by metal tiers (Bronze, Silver, Gold, Platinum), indicating the level of cost-sharing between you and the insurer.

Understanding Financial Assistance and Medicaid in Colorado

Many Englewood residents qualify for financial assistance, making health insurance more affordable. Connect for Health Colorado offers two primary forms of subsidies:

Premium Tax Credits (PTC): These reduce your monthly premium payments. Eligibility is generally for individuals and families with incomes between 100% and 400% of the Federal Poverty Level (FPL).
Cost-Sharing Reductions (CSR): These lower your out-of-pocket costs, such as deductibles, copayments, and coinsurance. CSRs are only available with Silver-tier plans and are typically for those with incomes up to 250% FPL.

Colorado is an Expanded Medicaid state, meaning adults with household incomes up to 138% FPL may qualify for Health First Colorado (Colorado's Medicaid program). This program provides comprehensive health coverage at little to no cost. For example, a single adult earning up to approximately $20,000 annually in 2026 would likely qualify for Health First Colorado. Additionally, Colorado's Child Health Plan Plus (CHP+) provides coverage for pregnant women with income up to 195% FPL and children in households up to 260% FPL. These programs ensure that essential healthcare is accessible to vulnerable populations in Englewood and across the state. Applications for these programs can be submitted through Colorado PEAK at colorado.gov/PEAK.

Health Insurance Carriers in Englewood, Colorado

For 2026, 6 carriers offer marketplace plans in Englewood, Colorado, which is part of Rating Area 1. These carriers provide a range of options for individuals and families seeking health coverage:

Cigna
Denver Health Medical Plan
HMO Colorado
Kaiser Permanente
Select Health
United Healthcare

It is crucial to compare plans from all available carriers to find the one that best suits your healthcare needs and budget. Each carrier will offer different plan types (HMO, EPO, PPO), network configurations, and specific benefits. For example, Hca-healthone DBA Swedish Medical Center, located directly in Englewood, is one of the major acute care hospitals in Arapahoe County, alongside The Medical Center of Aurora & South Hospital in Aurora and Adventhealth Littleton in Littleton. When selecting a plan, verify that your preferred doctors and hospitals are within the plan's network. Englewood, with a population of 34,129 and a median household income of $86,800 per U.S. Census Bureau ACS 2024 5-year estimates, is part of Arapahoe County. The county itself has a population of 659,844 and an uninsured rate of 9.3%, with Englewood's rate at 8.4%. These demographics highlight the need for accessible and affordable health insurance options in the area, which the Connect for Health Colorado marketplace aims to provide.

Making Your Health Insurance Decision in Englewood

Choosing the right health insurance plan involves assessing your healthcare needs, budget, and eligibility for financial assistance. Consider the following steps:

Assess Your Income: Determine your household income relative to the Federal Poverty Level (FPL). This will indicate your eligibility for Health First Colorado (Medicaid) or subsidies through Connect for Health Colorado.
Evaluate Plan Tiers:
- If you qualify for Cost-Sharing Reductions (CSRs), a Silver plan will likely offer the best value, combining lower premiums with reduced out-of-pocket costs.
- If you anticipate high medical expenses, a Gold or Platinum plan might be suitable due to lower deductibles and out-of-pocket maximums.
- If you prefer lower monthly premiums and are comfortable with higher out-of-pocket costs, a Bronze or Catastrophic plan (if eligible) could be an option.
Review Provider Networks: Ensure that your preferred doctors, specialists, and hospitals, such as Hca-healthone DBA Swedish Medical Center in Englewood, are included in the plan's network.
Compare Plan Types: Decide if an HMO, EPO, or PPO plan best fits your needs for flexibility in choosing providers and managing referrals.

A licensed health insurance producer can provide free, unbiased guidance through this process. They can help you compare Select Health plans with other carriers, calculate your potential subsidies, and complete your enrollment through Connect for Health Colorado.

Frequently Asked Questions

Is Select Health available in Englewood, Colorado?

Yes, Select Health is one of 6 carriers offering marketplace health insurance plans in Englewood, Colorado (Rating Area 1) for the 2026 plan year. Residents can compare their plans with other local options through Connect for Health Colorado.

What types of plans does Select Health offer in Colorado?

Select Health, along with other carriers in Colorado, offers a range of plan types including Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plans on the Connect for Health Colorado marketplace. The specific plans offered by Select Health will vary, so it's best to review their detailed offerings.

How do I enroll in a Select Health plan in Englewood?

Enrollment for Select Health plans, and all other marketplace plans in Colorado, takes place through Connect for Health Colorado. You can apply during the annual Open Enrollment Period or during a Special Enrollment Period if you experience a qualifying life event. A licensed agent can provide free assistance to help you compare plans and complete your application.

Can I get financial assistance for Select Health plans in Englewood?

Yes, individuals and families in Englewood with incomes between 100% and 400% of the Federal Poverty Level (FPL) may qualify for premium tax credits and cost-sharing reductions through Connect for Health Colorado. These subsidies can significantly lower your monthly premiums and out-of-pocket costs, making plans like those from Select Health more affordable. Colorado also offers expanded Medicaid (Health First Colorado) for those below 138% FPL.