Select Health Insurance Plans in Greenwood Village, Colorado

For residents of Greenwood Village, Colorado, navigating health insurance options is streamlined through Connect for Health Colorado, the state's official marketplace. If you are seeking coverage from Select Health, you'll find their plans available alongside other major carriers in your area. As part of Colorado Rating Area 1, which covers Adams, Arapahoe, Broomfield, Denver, Douglas, and Jefferson counties, Greenwood Village residents have access to a variety of plan types, including HMO, EPO, and PPO options. This article will help you understand your choices for Select Health plans, how to access financial assistance, and other local considerations.

What Select Health Plans Are Available in Greenwood Village?

Select Health offers a range of health insurance plans through Connect for Health Colorado for residents of Greenwood Village and the broader Rating Area 1. These plans typically come in different metal tiers: Bronze, Silver, Gold, and Platinum, each offering a different balance of monthly premiums versus out-of-pocket costs when you receive care. For 2026, Select Health is one of the confirmed carriers in this rating area, providing options for individuals and families.

When selecting a plan, it is important to consider the network of doctors and hospitals. Select Health plans in Colorado generally utilize specific networks of providers. While shopping, you can verify if your preferred doctors, specialists, and facilities, such as the acute care hospitals in Arapahoe County like Hca-healthone DBA Swedish Medical Center in Englewood or The Medical Center of Aurora & South Hospital, are in-network for the Select Health plan you are considering.

Understanding Financial Assistance and Eligibility in Colorado

Colorado has an expanded Medicaid program, known as Health First Colorado, and offers significant financial assistance for marketplace plans. This means that many Greenwood Village residents can access affordable health coverage.

• Premium Tax Credits: If your household income is between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for subsidies that lower your monthly premium. Many people above 400% FPL also qualify for assistance due to enhanced subsidies.
• Cost-Sharing Reductions (CSRs): If your income is between 100% and 250% FPL, and you choose a Silver-tier plan, you may also qualify for CSRs. These subsidies reduce your out-of-pocket costs, such as deductibles, copayments, and coinsurance, making healthcare more affordable when you need it.
• Medicaid (Health First Colorado): Colorado expanded Medicaid in 2014. Adults with income up to 138% FPL can qualify for Health First Colorado, which provides comprehensive coverage at little to no cost.
• Child Health Plan Plus (CHP+): Colorado's CHP+ covers pregnant women with income up to 195% FPL and children in households up to 260% FPL, offering extensive care. Applications for CHP+ can be submitted through Colorado PEAK at colorado.gov/PEAK.

Greenwood Village, with a population of 15,420 and a median household income of $149,029 per U.S. Census Bureau ACS 2024 5-year estimates, has a relatively low poverty rate of 3.1%. However, income levels vary, and many residents may still qualify for financial assistance based on their specific household size and income.

Health Insurance Carriers in Greenwood Village

In 2026, 6 carriers offer marketplace plans in Rating Area 1, which covers Adams, Arapahoe, Broomfield, Denver, Douglas, and Jefferson counties. This provides Greenwood Village residents with multiple options beyond just Select Health.

The confirmed carriers for this rating area are:

• Cigna
• Denver Health Medical Plan
• HMO Colorado
• Kaiser Permanente
• Select Health
• United Healthcare

Arapahoe County, which is home to Greenwood Village, has a population of 659,844 and an uninsured rate of 9.3% per U.S. Census Bureau ACS 2024 5-year estimates. This county is served by three acute care hospitals: Hca-healthone DBA Swedish Medical Center in Englewood, The Medical Center of Aurora & South Hospital in Aurora, and Adventhealth Littleton in Littleton. When choosing a plan, it's always advisable to confirm that your preferred healthcare providers and facilities are included in the plan's network, especially for a carrier like Select Health.

Making Your Health Insurance Decision in Greenwood Village

Choosing the right health insurance plan, whether from Select Health or another carrier, requires careful consideration of your healthcare needs, budget, and access to providers. Here are key steps to guide your decision:

• Assess Your Needs: Consider how often you expect to use healthcare services, including doctor visits, prescriptions, and potential hospital stays.
• Understand Metal Tiers: Bronze plans have lower premiums but higher out-of-pocket costs. Gold and Platinum plans have higher premiums but lower costs when you receive care. Silver plans are unique because they are the only tier eligible for cost-sharing reductions if you qualify.
• Check Provider Networks: Ensure your preferred doctors, specialists, and hospitals in Arapahoe County are in the plan's network.
• Compare Costs: Look at not just the monthly premium, but also the deductible, copayments, coinsurance, and out-of-pocket maximum.
• Utilize Connect for Health Colorado: This is the only place where you can apply for and receive financial assistance to lower your health insurance costs.

A licensed health insurance producer can provide free, personalized assistance to help you compare plans, understand your subsidy eligibility, and enroll in a plan that meets your specific needs. This service comes at no additional cost to you.

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