Can I get a Select Health plan through Connect for Health Colorado?

Yes, Select Health is one of six carriers offering plans on Connect for Health Colorado in Rating Area 9, which includes Logan County, for the 2026 plan year. You can enroll during open enrollment or if you experience a qualifying life event.

What types of health plans does Select Health offer in Logan County?

In Colorado, marketplace plans, including those from Select Health, are available as HMO, EPO, and PPO options. The specific plan types offered by Select Health may vary, so it's important to review their detailed offerings on Connect for Health Colorado.

What is the uninsured rate in Logan County?

According to U.S. Census Bureau ACS 2024 5-year estimates, Logan County has an uninsured rate of 7.2%. This is lower than the statewide average for Colorado, indicating a relatively higher rate of coverage among its 20,892 residents.

Am I eligible for Medicaid in Colorado?

Colorado expanded Medicaid (Health First Colorado) in 2014. If your household income is at or below 138% of the Federal Poverty Level, you may qualify for Health First Colorado, which provides comprehensive health coverage at little to no cost.

Updated July 2026 · ColoradoPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health Insurance Plans in Logan County, Colorado

Select Health is one of six carriers offering plans on Connect for Health Colorado in Logan County for 2026.
Logan County is part of Colorado Rating Area 9, which includes 28 other counties, ensuring consistent pricing across the region.
Colorado's Health First Colorado (Medicaid) covers adults up to 138% of the Federal Poverty Level, with pregnant women covered up to 195% FPL via CHP+.
Logan County's uninsured rate is 7.2%, below the state average, according to U.S. Census Bureau ACS 2024 5-year estimates.

Residents of Logan County, Colorado, seeking health insurance through the state marketplace, Connect for Health Colorado, have access to plans from Select Health for the 2026 plan year. Select Health is one of several carriers providing a range of health maintenance organization (HMO), exclusive provider organization (EPO), and preferred provider organization (PPO) plans in Rating Area 9, which encompasses Logan County. Whether you are looking for comprehensive coverage, specific network access, or a particular price point, understanding your options on the marketplace is key to finding a plan that fits your needs. Financial assistance, known as subsidies, is available to eligible individuals and families to help make coverage more affordable.

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What Health Insurance Options Are Available in Logan County?

In Logan County, health insurance options primarily come from two sources: the Connect for Health Colorado marketplace for private plans and Health First Colorado (Medicaid) for income-eligible individuals. For those shopping on the marketplace, subsidies are available to reduce monthly premiums and out-of-pocket costs, depending on household income and size. Colorado is a state-based marketplace, meaning residents use the Connect for Health Colorado platform to compare and enroll in plans. Logan County is part of Colorado Rating Area 9, which covers Alamosa, Baca, Bent, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Elbert, Fremont, Gilpin, Huerfano, Kiowa, Kit Carson, Lake, Las Animas, Lincoln, Logan, Morgan, Otero, Park, Phillips, Prowers, Pueblo, Sedgwick, Washington, Yuma counties. This means that plan availability and pricing are consistent across this broad region. For 2026, 6 carriers offer marketplace plans in Rating Area 9. Logan County, with a population of 20,892 and a median income of $51,829, faces unique healthcare access considerations. The county's uninsured rate stands at 7.2%, per U.S. Census Bureau ACS 2024 5-year estimates, indicating that a significant portion of the population relies on the marketplace or Medicaid for coverage. The primary acute care facility in the county is Sterling Regional Medcenter in Sterling, which serves the community's hospital needs.

Understanding Select Health Plans and Other Carriers in Logan County

Select Health is a prominent health insurance carrier participating in Connect for Health Colorado, offering various plans to residents of Logan County. When considering a Select Health plan, it's important to evaluate its network of doctors, specialists, and hospitals, as well as its specific plan types (HMO, EPO, PPO), deductibles, copayments, and coinsurance. In 2026, 6 carriers offer marketplace plans in Rating Area 9, providing a competitive environment for consumers. These carriers include:

Cigna
Denver Health Medical Plan
HMO Colorado
Kaiser Permanente
Select Health
United Healthcare

Each of these carriers offers a range of plans across different metal tiers (Bronze, Silver, Gold, Platinum), allowing consumers to choose a plan that balances monthly premiums with out-of-pocket costs. Bronze plans typically have lower premiums but higher deductibles, while Gold and Platinum plans have higher premiums but lower out-of-pocket expenses when you use care. Silver plans are particularly notable for eligible individuals as they can receive enhanced subsidies that reduce deductibles, copays, and coinsurance significantly.

Eligibility for Financial Assistance and Medicaid in Colorado

Many Logan County residents qualify for financial assistance to make health insurance more affordable. These subsidies come in two main forms:

Premium Tax Credits: These credits reduce your monthly premium payment. Eligibility is based on household income relative to the Federal Poverty Level (FPL). You can qualify for premium tax credits if your income is between 100% and 400% FPL (or above 400% FPL if your premium would exceed 8.5% of your income).
Cost-Sharing Reductions (CSRs): These subsidies lower your out-of-pocket costs like deductibles, copayments, and coinsurance. CSRs are only available with Silver-tier plans and are for individuals with incomes up to 250% FPL.

Colorado expanded Medicaid (known as Health First Colorado) in 2014. This means that adults with household incomes up to 138% of the Federal Poverty Level may qualify for comprehensive health coverage at little to no cost. Unlike some states, Colorado does not have a "coverage gap" for adults. To apply for Health First Colorado, you can visit the Colorado PEAK website (colorado.gov/PEAK). For pregnant women, Colorado's Child Health Plan Plus (CHP+) covers those with income up to 195% FPL, providing extensive prenatal, delivery, and postpartum care. Women at or below 138% FPL would first qualify for Health First Colorado. CHP+ also extends coverage to children in households up to 260% FPL.

How to Choose the Right Health Plan in Logan County

Choosing a health plan involves several considerations, especially when comparing options from carriers like Select Health with others available in Logan County.

Assess Your Healthcare Needs: Consider your typical medical expenses, any chronic conditions, and anticipated healthcare use. If you expect frequent doctor visits or need specific prescriptions, a plan with lower out-of-pocket costs (like a Gold or Silver plan with CSRs) might be more cost-effective despite a higher premium.
Review Carrier Networks: Ensure your preferred doctors, specialists, and the Sterling Regional Medcenter are in the network of the plan you choose. HMOs and EPOs have more restricted networks than PPOs, which offer more flexibility but may have higher costs for out-of-network care.

Compare Metal Tiers:

Metal Tier	Premium	Out-of-Pocket Costs	Best For
Bronze	Lowest	Highest (high deductible)	Healthy individuals who want protection from catastrophic costs.
Silver	Moderate	Moderate (potential for significant CSRs)	Individuals and families eligible for cost-sharing reductions; good balance.
Gold	High	Lower (lower deductible)	Those who expect regular medical care and want predictable costs.
Platinum	Highest	Lowest (very low deductible)	Individuals with extensive medical needs who prioritize low costs at the point of care.

Check for Subsidies: Use the Connect for Health Colorado website to determine your eligibility for premium tax credits and cost-sharing reductions. These can dramatically lower your actual costs.

Frequently Asked Questions

Can I apply for health insurance outside of Open Enrollment in Logan County?

You can apply for health insurance outside of the annual Open Enrollment period if you experience a Qualifying Life Event (QLE). QLEs include events such as losing existing health coverage, getting married, having a baby, or moving to a new rating area. These events trigger a Special Enrollment Period (SEP), typically lasting 60 days.

What is the average median income in Logan County?

The median household income in Logan County is $51,829, according to U.S. Census Bureau ACS 2024 5-year estimates. This figure is important for determining eligibility for health insurance subsidies and Medicaid programs.

Where can I find local healthcare providers in Logan County?

Logan County's primary acute care hospital is Sterling Regional Medcenter, located in Sterling. When choosing a health plan, especially an HMO or EPO, it's crucial to verify that your preferred doctors and hospitals, including Sterling Regional Medcenter, are within the plan's network.

Does Select Health offer PPO plans in Colorado?

Yes, PPO plans are available on-exchange in Colorado through Connect for Health Colorado. This means that carriers like Select Health may offer PPO options alongside HMO and EPO plans in Logan County. It is always recommended to check the specific plan documents for the exact offerings by Select Health for the 2026 plan year.