Select Health Insurance Plans in Parker, Colorado

Updated July 2026 · ColoradoPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

In 2026, Select Health is one of six carriers offering marketplace health insurance plans in Parker, Colorado, within Rating Area 1.
Parker residents can choose from HMO, EPO, and PPO plan types through Connect for Health Colorado, with potential subsidies reducing costs.
Colorado's Health First Colorado (Medicaid) covers adults with incomes up to 138% of the Federal Poverty Level (FPL).
Parker's population of 61,783 has a low uninsured rate of 4.4%, per U.S. Census Bureau ACS 2024 5-year estimates.

Navigating health insurance options in Parker, Colorado, means understanding what plans are available and how they fit your needs and budget. For 2026, residents in Parker have access to a variety of health insurance plans, including those offered by Select Health, through Colorado's state-based marketplace, Connect for Health Colorado. Whether you're seeking individual coverage, family plans, or exploring options after a life change, knowing your local choices and potential financial assistance is key. Colorado has expanded Medicaid, called Health First Colorado, which provides low-cost coverage to eligible residents, including those with incomes up to 138% of the Federal Poverty Level.

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What Are Your Health Insurance Options in Parker, Colorado?

Residents of Parker, Colorado, primarily access health insurance through Connect for Health Colorado, the state's official health insurance marketplace. Here, you can compare plans from various carriers, including Select Health, and determine your eligibility for financial assistance like premium tax credits and cost-sharing reductions. Unlike some states, Colorado's marketplace offers a comprehensive selection that includes Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plans. This means Parker residents have diverse choices, including PPO plans which often provide more flexibility in choosing doctors and hospitals without a referral. For those with lower incomes, Colorado's expanded Medicaid program, Health First Colorado, offers robust coverage. Adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify. Additionally, the Child Health Plan Plus (CHP+) program covers pregnant women with incomes up to 195% FPL and children in households up to 260% FPL, ensuring access to essential care for vulnerable populations.

Understanding Select Health Plans in Parker

Select Health is one of the health insurance carriers providing plans on Connect for Health Colorado for residents of Parker and the broader Rating Area 1. Select Health offers a range of plan types designed to meet different needs and budgets. When considering a Select Health plan, it's important to review their specific network of doctors, specialists, and hospitals to ensure your preferred providers are included. The specific plan offerings from Select Health, like all carriers on the marketplace, are categorized into metal tiers: Bronze, Silver, Gold, and Platinum. These tiers indicate the percentage of healthcare costs the plan is expected to cover versus your out-of-pocket expenses.

Bronze plans typically have the lowest monthly premiums but the highest deductibles and out-of-pocket maximums, covering about 60% of costs. These are suitable for individuals who expect minimal medical care and want protection against catastrophic events.
Silver plans offer a balance, covering about 70% of costs. They are particularly valuable for individuals and families who qualify for cost-sharing reductions, which can significantly lower deductibles, copayments, and out-of-pocket maximums, making Silver plans a strong value.
Gold plans have higher monthly premiums but lower deductibles and out-of-pocket maximums, covering about 80% of costs. These are ideal for those who anticipate needing more frequent medical care.
Platinum plans have the highest premiums but cover approximately 90% of costs, with the lowest out-of-pocket expenses, suitable for individuals with extensive healthcare needs.

Health Insurance Carriers in Parker

In 2026, six carriers offer marketplace plans in Rating Area 1, which covers Adams, Arapahoe, Broomfield, Denver, Douglas, Jefferson counties. Parker, located in Douglas County, benefits from this robust competition. The confirmed health insurance carriers for this rating area are:

Cigna
Denver Health Medical Plan
HMO Colorado
Kaiser Permanente
Select Health
United Healthcare

When choosing a plan, it's essential to compare not only the premiums but also the deductibles, copayments, coinsurance, and out-of-pocket maximums across these carriers. Each carrier's network of providers can also vary, so verifying that your preferred doctors and hospitals are in-network is a critical step in the selection process. Douglas County, where Parker is located, has a population of 377,150 with a median income of $149,594, per U.S. Census Bureau ACS 2024 5-year estimates. The county is served by several acute care hospitals, including Adventhealth Parker within the city. Other major hospitals in the county include Sky Ridge Medical Center in Lone Tree, Adventhealth Castle Rock in Castle Rock, and Uchealth Highlands Ranch Hospital in Highlands Ranch. These facilities provide comprehensive care options for residents across the county.

Finding the Right Health Plan in Parker

Choosing the right health insurance plan in Parker depends on several factors, including your income, health needs, and preferred providers.

Household Income (as % FPL)	Potential Options	Key Benefit
Below 138% FPL	Health First Colorado (Medicaid)	Comprehensive coverage at little to no cost.
100% - 400% FPL	Connect for Health Colorado (Marketplace) with Premium Tax Credits	Lower monthly premiums for plans like those from Select Health.
100% - 250% FPL	Connect for Health Colorado (Marketplace) with Cost-Sharing Reductions	Reduced out-of-pocket costs (deductibles, copays) on Silver plans.
Above 400% FPL	Connect for Health Colorado (Marketplace) at full price, or off-exchange plans	Access to plans, but without federal premium subsidies.

The population of Parker is 61,783, with a median income of $133,369 and an uninsured rate of 4.4%, per U.S. Census Bureau ACS 2024 5-year estimates. This low uninsured rate reflects the robust access to health coverage options in the area. If your income falls into the subsidy-eligible range, using Connect for Health Colorado is crucial. The marketplace automatically calculates your potential premium tax credits and cost-sharing reductions, allowing you to see the true cost of plans from carriers like Select Health. A licensed health insurance producer can help you compare plans from all available carriers, understand the nuances of each plan, and ensure you enroll in the best option for your specific circumstances at no additional cost to you.

Frequently Asked Questions

Can I get a PPO plan through Connect for Health Colorado in Parker?

Yes, PPO plans are available on the Connect for Health Colorado marketplace in Parker. Carriers like Denver Health Medical Plan and HMO Colorado offer PPO options alongside HMO and EPO plans in Rating Area 1, which includes Douglas County. This provides flexibility for those who prefer broader network access without referrals.

What are the income limits for Medicaid (Health First Colorado) in Colorado?

In Colorado, adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Health First Colorado, the state's Medicaid program. For pregnant women, the Child Health Plan Plus (CHP+) program covers those with incomes up to 195% FPL, and children up to 260% FPL. You can apply through Colorado PEAK (colorado.gov/PEAK).

How many health insurance carriers offer plans in Parker for 2026?

For the 2026 plan year, six health insurance carriers offer marketplace plans in Rating Area 1, which serves Parker and Douglas County. These include Cigna, Denver Health Medical Plan, HMO Colorado, Kaiser Permanente, Select Health, and United Healthcare. This ensures a competitive market with various plan choices.