Select Health Health Insurance Plans in Pueblo, Colorado

Updated July 2026 · ColoradoPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health is one of 6 carriers offering marketplace plans in Pueblo's Rating Area 9 for 2026.
Colorado's marketplace, Connect for Health Colorado, offers HMO, EPO, and PPO plans.
Adults in Pueblo with incomes up to 138% FPL may qualify for Health First Colorado (Medicaid).
Pueblo's uninsured rate is 5.8%, significantly lower than the national average, per U.S. Census Bureau ACS 2024 5-year estimates.

If you're looking for health insurance options in Pueblo, Colorado, including plans from Select Health, you'll primarily navigate the Connect for Health Colorado marketplace. This state-based exchange is where individuals and families can compare plans, apply for subsidies, and enroll in coverage. Select Health is one of several carriers providing health plans in Pueblo and the surrounding Rating Area 9. The plans available typically include Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) structures, giving residents a range of choices to fit their healthcare needs and budget.

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What Health Insurance Options Does Select Health Offer in Pueblo?

Select Health offers a variety of health insurance plans through Connect for Health Colorado, designed to provide comprehensive coverage for individuals and families in Pueblo. These plans generally cover essential health benefits, including doctor visits, hospital care, prescription drugs, mental health services, and maternity care. When evaluating Select Health plans, it is important to consider the plan type (HMO, EPO, or PPO), the provider network, and the cost-sharing structure, which includes deductibles, copayments, and coinsurance. Select Health plans vary by metal tier (Bronze, Silver, Gold, Platinum), each offering a different balance of monthly premium versus out-of-pocket costs.

Understanding Your Marketplace Choices in Pueblo, Colorado

Pueblo, Colorado is part of Rating Area 9, which covers Alamosa, Baca, Bent, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Elbert, Fremont, Gilpin, Huerfano, Kiowa, Kit Carson, Lake, Las Animas, Lincoln, Logan, Morgan, Otero, Park, Phillips, Prowers, Pueblo, Sedgwick, Washington, Yuma counties. In 2026, 6 carriers offer marketplace plans in Rating Area 9, including Select Health. The marketplace in Colorado, Connect for Health Colorado, provides a platform for residents to compare plans from all participating insurers side-by-side. Pueblo, a city with a population of 111,561 and an uninsured rate of 5.8% per U.S. Census Bureau ACS 2024 5-year estimates, offers various options to its residents. For those who qualify based on income, Advance Premium Tax Credits (APTCs) and Cost-Sharing Reductions (CSRs) can significantly lower the cost of monthly premiums and out-of-pocket expenses. CSRs are only available with Silver-tier plans, making them a popular choice for eligible individuals and families seeking a balance between premium and deductible.

Medicaid and Child Health Plan Plus (CHP+) in Colorado

Colorado expanded its Medicaid program (Health First Colorado) in 2014. This means that adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Medicaid coverage at little to no cost. Health First Colorado provides comprehensive benefits, ensuring access to necessary medical care. For pregnant women in Pueblo, Colorado's Child Health Plan Plus (CHP+) covers those with household incomes up to 195% FPL, offering comprehensive prenatal, delivery, and postpartum care. Children in households up to 260% FPL can also qualify for CHP+. Applications for both Health First Colorado and CHP+ can be submitted through Colorado PEAK (colorado.gov/PEAK).

Health Insurance Carriers in Pueblo

For 2026, residents of Pueblo, Colorado, have access to plans from 6 health insurance carriers on the Connect for Health Colorado marketplace within Rating Area 9. These carriers offer a range of plans, including HMO, EPO, and PPO options, to suit diverse needs and budgets. The confirmed carriers for this rating area are:

Cigna
Denver Health Medical Plan
HMO Colorado
Kaiser Permanente
Select Health
United Healthcare

Each of these carriers provides different networks of doctors, hospitals, and specialists. For example, Pueblo County is served by acute care hospitals such as St Mary-corwin Hospital and Parkview Medical Center, Inc, and your choice of plan and carrier will dictate which of these facilities are in-network. It is crucial to verify that your preferred doctors and hospitals are included in the network of any plan you consider, especially if you have existing relationships with healthcare providers.

Making the Right Health Insurance Decision in Pueblo

Choosing the right health insurance plan, whether from Select Health or another carrier, involves evaluating your specific healthcare needs, financial situation, and provider preferences. Here’s a guide to help you decide:

If your income is below 138% FPL: You likely qualify for Health First Colorado (Medicaid). This program offers comprehensive coverage with minimal out-of-pocket costs.
If your income is between 100% and 400% FPL: You are likely eligible for Advance Premium Tax Credits (APTCs) to lower your monthly premiums on plans purchased through Connect for Health Colorado. Consider a Silver-tier plan, as you may also qualify for Cost-Sharing Reductions (CSRs) which reduce your deductible, copayments, and coinsurance.
If your income is above 400% FPL: You can still purchase a plan through Connect for Health Colorado or directly from a carrier. While you may not qualify for subsidies, the marketplace allows for easy comparison of plans.

Pueblo County, with a population of 169,356 and a median household income of $64,010, offers a diverse landscape for health insurance choices. Both St Mary-corwin Hospital and Parkview Medical Center, Inc are key healthcare providers in the area. The county's uninsured rate stands at 5.2%, per U.S. Census Bureau ACS 2024 5-year estimates. A licensed health insurance producer can provide personalized guidance, helping you understand your options, compare plans from Select Health and other carriers, and navigate the enrollment process on Connect for Health Colorado at no cost to you.

Frequently Asked Questions

What types of health insurance plans does Select Health offer in Pueblo, Colorado?

Select Health, like other carriers in Colorado's marketplace, offers a range of plan types including Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plans. The specific plans and networks available from Select Health in Pueblo will vary by plan year and your exact ZIP code.

Can I get a subsidy for a Select Health plan in Pueblo?

Yes, if you qualify for an Advance Premium Tax Credit (APTC) based on your household income and size, you can use that subsidy to reduce the cost of any marketplace plan, including those offered by Select Health in Pueblo. Eligibility is determined when you apply through Connect for Health Colorado.

How does Medicaid work in Pueblo, Colorado?

Colorado expanded Medicaid (known as Health First Colorado) in 2014. This means adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for comprehensive health coverage at little to no cost. Pregnant women may qualify for Health First Colorado or Child Health Plan Plus (CHP+) up to 195% FPL, and children up to 260% FPL through CHP+. You can apply through Colorado PEAK.

Are PPO plans available on the marketplace in Pueblo?

Yes, in Colorado, PPO plans are available on the Connect for Health Colorado marketplace. This means residents of Pueblo can choose from HMO, EPO, and PPO plan structures when selecting a subsidy-eligible health insurance plan, provided a carrier offers PPO options in Rating Area 9.