Select Health Insurance Plans in Sedgwick County, Colorado

Updated July 2026 · ColoradoPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Navigating health insurance options in Sedgwick County, Colorado, involves understanding plans available through Connect for Health Colorado, the state's official health insurance marketplace. Select Health is one of several carriers providing coverage in this area for the 2026 plan year. Residents of Sedgwick County can compare various plan types, including Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plans, to find coverage that fits their needs and budget. Financial assistance in the form of subsidies is available to help make plans more affordable for eligible individuals and families based on household income.

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What Health Plans Does Select Health Offer in Sedgwick County?

Select Health offers a range of health insurance plans on the Connect for Health Colorado marketplace for residents of Sedgwick County. These plans typically include various tiers of coverage, such as Bronze, Silver, Gold, and Platinum, each designed to balance monthly premiums with out-of-pocket costs like deductibles, copayments, and coinsurance. Select Health plans, like those from other carriers in Colorado, generally provide comprehensive coverage for essential health benefits, including doctor visits, hospital care, prescription drugs, mental health services, and maternity care. The specific plan designs and network structures (HMO, EPO, PPO) offered by Select Health can vary, so it is important to review the plan details carefully when enrolling.

Understanding Your Marketplace Options in Sedgwick County

Sedgwick County is part of Colorado Rating Area 9, which also covers Alamosa, Baca, Bent, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Elbert, Fremont, Gilpin, Huerfano, Kiowa, Kit Carson, Lake, Las Animas, Lincoln, Logan, Morgan, Otero, Park, Phillips, Prowers, Pueblo, Washington, Yuma counties. In this rating area, residents have access to plans from multiple carriers through Connect for Health Colorado. Unlike some states, Colorado's marketplace offers a full range of plan types, including HMO, EPO, and PPO options. This means you are not restricted to just HMO or EPO plans, and can find PPO plans that offer more flexibility in choosing providers without a referral. Eligibility for financial assistance, such as premium tax credits and cost-sharing reductions, is determined by household income relative to the Federal Poverty Level (FPL). These subsidies can significantly lower your monthly premium and reduce out-of-pocket expenses. For example, individuals and families with incomes between 100% and 400% FPL may qualify for premium tax credits, while those between 100% and 250% FPL may also be eligible for cost-sharing reductions, which are only available with Silver-tier plans.

Medicaid and CHP+ Eligibility in Sedgwick County

Colorado expanded its Medicaid program, known as Health First Colorado, in 2014. This means that adults in Sedgwick County with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for comprehensive health coverage at little to no cost. For a single individual, this threshold is approximately $20,782 per year in 2024. Health First Colorado provides extensive benefits, including doctor visits, hospital stays, prescription medications, and mental health services. For families with children and pregnant women, Colorado offers the Child Health Plan Plus (CHP+). Pregnant women with household incomes up to 195% FPL can qualify for comprehensive prenatal, delivery, and postpartum care through CHP+. Children in households up to 260% FPL are also covered by CHP+. Applications for both Health First Colorado and CHP+ can be submitted through Colorado PEAK (colorado.gov/PEAK). Sedgwick County, with a population of 2,304 and an uninsured rate of 10.0% per U.S. Census Bureau ACS 2024 5-year estimates, is one of Colorado's smaller counties. It is part of Rating Area 9, which covers 29 counties. The median income in Sedgwick County is $52,386, and the poverty rate is 13.0%. These demographics highlight the importance of affordable health coverage options like those offered by Select Health and public programs like Health First Colorado for the county's residents. Sedgwick County does not have any acute care hospitals within its boundaries, meaning residents typically travel to a neighboring county for acute medical services.

Health Insurance Carriers in Sedgwick County

For the 2026 plan year, residents of Sedgwick County, Colorado, have a choice of 6 health insurance carriers offering plans through Connect for Health Colorado. Select Health is one of these options, providing various plans to meet diverse needs. The confirmed carriers for Rating Area 9, which includes Sedgwick County, are: When comparing plans, it is advisable to consider not only the monthly premium but also the deductible, out-of-pocket maximum, copayments, and whether your preferred doctors and hospitals are in the plan's network. Each carrier offers different network types and coverage specifics.

Choosing the Right Plan: Next Steps

Making an informed decision about health insurance in Sedgwick County depends on several factors, including your income, health needs, and preferred providers. A licensed health insurance producer can provide personalized guidance, helping you compare plans from Select Health and other carriers, determine your eligibility for financial assistance, and enroll in a plan that best suits your situation—all at no cost to you.

Frequently Asked Questions

Can I get a PPO plan through Connect for Health Colorado in Sedgwick County?
Yes, PPO plans are available on the Connect for Health Colorado marketplace in Sedgwick County. Colorado offers a choice of HMO, EPO, and PPO plans, unlike some other states where PPOs are only available off-exchange. This provides more flexibility for residents seeking broader network options.
What is the income limit for Health First Colorado (Medicaid) in Sedgwick County?
In Sedgwick County, adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Health First Colorado (Colorado's Medicaid program). For a single individual, this is approximately $20,782 per year in 2024. Eligibility thresholds increase with household size, so check the latest FPL guidelines for your specific household.
How many health insurance carriers offer plans in Sedgwick County's rating area?
In 2026, six health insurance carriers offer marketplace plans in Rating Area 9, which includes Sedgwick County. These carriers are Cigna, Denver Health Medical Plan, HMO Colorado, Kaiser Permanente, Select Health, and United Healthcare. This provides a competitive market with multiple options for residents.
Does Sedgwick County have local hospitals for acute care?
Sedgwick County does not have any acute care hospitals located within its boundaries. Residents needing acute medical care typically travel to neighboring counties to access hospital services. When choosing a plan, consider the network's coverage for facilities in nearby areas.

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