Select Health Health Insurance in Weld County, Colorado

Updated July 2026 · ColoradoPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health is one of 6 carriers offering marketplace plans in Weld County's Rating Area 4 for 2026.
Weld County residents can apply for coverage and subsidies through Connect for Health Colorado, the state-based marketplace.
Colorado's Medicaid program, Health First Colorado, covers adults with incomes up to 138% of the Federal Poverty Level.
Marketplace plans in Weld County include HMO, EPO, and PPO options, with PPOs available on-exchange in Colorado.
The median income in Weld County is $97,097, with an uninsured rate of 8.0%, per U.S. Census Bureau ACS 2024 5-year estimates.

Navigating health insurance options in Weld County, Colorado, involves understanding your choices through Connect for Health Colorado, the state's official marketplace. For 2026, residents seeking individual or family health plans can explore offerings from multiple carriers, including Select Health. These plans are regulated by the Affordable Care Act (ACA), ensuring essential health benefits and consumer protections. Depending on your income, you may qualify for significant financial assistance to lower your monthly premiums and out-of-pocket costs. Our licensed agents can help you compare plans, understand subsidies, and enroll in the best option for your needs at no additional cost.

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What Are Your Health Insurance Options in Weld County?

Residents of Weld County have several pathways to securing health insurance coverage, primarily through Connect for Health Colorado, the state-based marketplace. This platform allows individuals and families to compare plans, determine eligibility for financial assistance, and enroll in coverage. Colorado's marketplace is robust, offering a variety of plan types to suit different needs and budgets:

Health Maintenance Organization (HMO) Plans: These plans typically require you to choose a primary care provider (PCP) within the network and get referrals for specialists. They often have lower premiums.
Exclusive Provider Organization (EPO) Plans: EPO plans offer a network of providers, but generally do not require a PCP referral for specialists. You typically must stay within the network for coverage, except in emergencies.
Preferred Provider Organization (PPO) Plans: Unlike many states, PPO plans ARE available on-exchange in Colorado. These plans offer greater flexibility, allowing you to see out-of-network providers for a higher cost, and typically do not require referrals.

Understanding these plan types is crucial for making an informed decision about your healthcare access and costs.

Health Insurance Carriers in Weld County

In 2026, 6 carriers offer marketplace plans in Rating Area 4, which includes all of Weld County. These carriers provide a range of options, from HMOs to PPOs, allowing residents to find a plan that fits their specific healthcare preferences and budget. The confirmed carriers for Weld County's Rating Area 4 are:

Cigna
Denver Health Medical Plan
HMO Colorado
Kaiser Permanente
Select Health
United Healthcare

Select Health is a prominent provider, and you can compare their specific plan benefits, network access, and costs alongside those of other insurers when you shop on Connect for Health Colorado.

Weld County, part of Colorado Rating Area 4, has a population of 350,396 and a median income of $97,097, per U.S. Census Bureau ACS 2024 5-year estimates. The county's uninsured rate stands at 8.0%. Residents have access to local acute care facilities such as Banner North Colorado Medical Center in Greeley and Uchealth Greeley Hospital, also in Greeley.

Financial Assistance and Eligibility for Weld County Residents

Affordable Care Act (ACA) subsidies are available to make health insurance more accessible for many Weld County residents. These subsidies come in two main forms:

Advance Premium Tax Credits (APTCs): These credits reduce your monthly premium payment. Eligibility is based on your household income relative to the Federal Poverty Level (FPL). You can apply these credits directly to your premium each month.
Cost-Sharing Reductions (CSRs): These subsidies lower your out-of-pocket costs, such as deductibles, copayments, and coinsurance. CSRs are only available if you enroll in a Silver-tier plan and meet specific income criteria.

To determine your eligibility for these subsidies, you will need to provide income and household information when applying through Connect for Health Colorado.

Medicaid and CHP+ in Colorado

Colorado expanded its Medicaid program in 2014, known as Health First Colorado. This means that adults in Weld County with incomes up to 138% of the Federal Poverty Level (FPL) may qualify for comprehensive health coverage at little to no cost. This expansion ensures that individuals earning between 100% and 138% FPL are eligible for Medicaid, rather than facing a "coverage gap" as in non-expansion states. Colorado's Child Health Plan Plus (CHP+) also provides valuable coverage:

Pregnant Women: Women with incomes up to 195% FPL may qualify for comprehensive prenatal, delivery, and postpartum care through CHP+. Women at or below 138% FPL qualify for full Health First Colorado first.
Children: Children in households with incomes up to 260% FPL can qualify for coverage through CHP+.

Applications for Health First Colorado and CHP+ can be submitted through Colorado PEAK (colorado.gov/PEAK).

How to Choose the Right Health Plan in Weld County

Selecting the ideal health insurance plan involves considering several factors:

Your Healthcare Needs: If you have chronic conditions or anticipate frequent doctor visits, a plan with lower deductibles and out-of-pocket maximums (like Gold or Silver plans with CSRs) might be more cost-effective.
Provider Networks: Check if your preferred doctors, specialists, or hospitals (such as Banner North Colorado Medical Center or Uchealth Greeley Hospital) are in the plan's network. HMOs and EPOs have more restricted networks than PPOs.
Budget: Balance monthly premiums with potential out-of-pocket costs. Bronze plans have lower premiums but higher costs when you use care, while Gold plans have higher premiums but lower out-of-pocket expenses. Silver plans are a popular middle ground, especially for those who qualify for Cost-Sharing Reductions.
Financial Assistance: If your income qualifies you for subsidies, factor these into your budget. An agent can help you understand how much assistance you might receive.

An experienced, licensed health insurance producer can provide personalized guidance, helping you navigate these choices and enroll in a plan that meets your needs without adding any extra cost to you.

Frequently Asked Questions

Can I get Select Health insurance through Connect for Health Colorado?

Yes, Select Health is one of the 6 confirmed carriers offering plans on the Connect for Health Colorado marketplace for Weld County residents in 2026. You can compare their plans with others during the annual Open Enrollment Period or if you qualify for a Special Enrollment Period.

What types of health insurance plans are available in Weld County?

In Weld County, marketplace shoppers can choose from Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plans. PPO plans are available on-exchange in Colorado, offering more flexibility in choosing providers outside a specific network.

What are the income limits for Medicaid (Health First Colorado) in Weld County?

Adults in Weld County with incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Health First Colorado (Medicaid), which provides comprehensive coverage at little to no cost. For a single individual, this is approximately $20,783 annually in 2024. Pregnant women can qualify for CHP+ up to 195% FPL, and children up to 260% FPL.

How do subsidies work for health insurance in Weld County?

Federal subsidies, known as Advance Premium Tax Credits (APTCs), are available to eligible individuals and families in Weld County who purchase plans through Connect for Health Colorado. These subsidies can significantly reduce your monthly premium, making coverage more affordable. Eligibility is based on income relative to the Federal Poverty Level.